Real World Finance
Throughout your life, there will be several big decisions such as searching for a job, buying a car or home, planning for retirement, and so much more. Being well prepared and ready will play a crucial role in your success.
Watch this video to learn about:
- Different factors to consider before deciding whether graduate school makes sense for you
- Common requirements to get into graduate school
Watch this video to learn about:
- Tips on starting your job search
- How to evaluate job offers
Watch this video to learn about:
- Comparing the pros and cons of new and used cars
- Evaluating financing options
- Understanding car ownership
Paychecks, Taxes, and Benefits
Watch this video to learn about:
- The different elements of a pay stub
- Common paycheck withholdings
- Everyday health insurance terms
Watch this video to learn about:
- The importance of researching financial institutions
- Common types of investments
401(k) and Retirement Planning
Watch this video to learn about:
- The importance of saving early in your career
- Why 401(k) plans are widely used to save for retirement
- Other ways to save for your future
Watch this video to learn about:
- The advantages of home ownership
- How to shop for a home loan
- The basics of down payments and closing costs
Watch this video to learn about:
- Common types of mortgages
- Interest rates and how they are determined
- Loan amortization periods
Watch this video to learn about:
- Determining if you're financially ready to buy a home
- Preparing for the mortgage process
- Differentiating between pre-qualifications and pre-approval
Resources:
Job Hunting (document)
12 Interview Tips to Leave them Impressed (document)
Interview Assessment (document)
Your Next Vehicle: Exploring the Possibilities (document)
Understanding Your Pay stub (document)
Investing - Rule of 72 (document)
Determine Your Investing Style (document)
Mortgage Pre-Approval Tip Sheet (document)
Mortgage Affordability Worksheet (document)